ICICI Bank became the first to introduce the facility to transfer funds to any mobile number on Sept 10, 2014. Under this facility an ICICI Bank savings account holder can transfer money online to a mobile phone user anywhere in the country even though the receiver does not have a bank account. A six-digit code is sent to the beneficiary’s mobile number, with which he/she can withdraw the amount from any of the ATMs of the bank within two days of transfer.